The Ayushman Card Scheme under Ayushman Bharat PM-JAY has made advanced orthopedic treatments affordable for eligible families in Haryana, Ghaziabad, Noida, and nearby areas. Costly procedures such as total knee replacement, hip replacement, fracture surgery, spine care, and ligament reconstruction are now accessible to patients who previously delayed treatment due to financial limitations.
Many patients commonly ask whether total knee replacement is covered, what the eligibility criteria are, if there is any age limit, how much treatment costs under the scheme, and how to check the list of empaneled hospitals. These questions are important before planning surgery.
If you are considering knee replacement under Ayushman Bharat, this guide will help you clearly understand coverage, eligibility, hospital selection, and treatment benefits.
Understanding Total Knee Replacement Surgery Under Ayushman Bharat
Total knee replacement surgery is recommended when severe arthritis or joint damage makes walking painful and difficult. In this procedure, the damaged knee joint is replaced with an artificial implant to restore movement and reduce pain.
Under Pradhan Mantri Jan Arogya Yojana, eligible beneficiaries can receive knee replacement surgery without worrying about financial stress.
The Ayushman Card scheme covers:
● Partial knee replacement
● Total knee replacement surgery
● Implant cost
● Hospitalization
● Pre and post-surgery care
For elderly patients, accident victims, and individuals suffering from advanced knee
arthritis, this scheme provides major relief.
Is Knee Replacement Covered in Ayushman Card?
Yes. Total knee replacement is covered under Ayushman Bharat PM-JAY, according to the government’s reply in Parliament in December 2025. Knee replacement in Ayushman card means cashless treatment for eligible families at an empanelled hospital, within the cover of Rs 5 lakh per family per year for secondary and tertiary care. The scheme covers both first-time knee replacement and revision surgery.
How much does Ayushman Bharat knee replacement cover?
Ayushman Bharat knee replacement is paid from your family’s yearly cover of Rs 5 lakh, which all eligible family members share. All pre-existing conditions are covered from day one, and the benefits can be used at empanelled hospitals across India. Government data reported in December 2025 showed about 1.59 lakh senior citizens had a knee replacement under the scheme.
Knee replacement surgery cost in Ayushman card: what do you pay?
For an eligible patient at an empanelled hospital, the knee replacement surgery cost in Ayushman card is met from the family cover, so treatment is cashless at the point of service within the approved package. Before you are admitted, ask the hospital’s Ayushman desk to confirm in writing what the package includes, such as the implant, hospital stay and medicines, and whether anything falls outside it.
What to do before booking surgery
- Check that your Ayushman card is active and that your family is eligible (see the next section).
- Confirm that the hospital is empanelled under PM-JAY for orthopaedic surgery.
- Get an orthopaedic assessment. Knee replacement is advised when severe arthritis or joint damage causes pain and loss of movement that other treatment no longer controls.
- Ask the hospital’s Ayushman desk to handle the approval process, and ask how long it usually takes.
Benefits of Ayushman Card for Orthopedic Treatments
The ayushman card benefits make orthopedic surgeries affordable and accessible.
Key Benefits of Ayushman Card for Knee Surgery
● ₹5 Lakh Annual Coverage: Under Ayushman Bharat Yojana, eligible families get up to ₹5 lakh per year for treatment.
● Cashless Treatment Facility: With an ayushman health card, patients can receive knee surgery without paying upfront at empaneled hospitals.
● Covers Major Surgeries: Total knee replacement surgery and other orthopedic procedures are included under the scheme.
● Pre & Post-Hospitalization Expenses Covered: Diagnostic tests, hospital stay, surgery, medicines, and follow-up care are covered.
● No Age Restriction for Eligible Families: Any listed beneficiary under Pradhan Mantri Jan Arogya Yojana can avail benefits.
● Easy Application Process: Patients can complete ayushman card apply through official centers or online portals.
● Nationwide Hospital Network: Treatment is available in both government and private empaneled hospitals.
● Financial Protection for Families: Reduces the burden of high knee replacement surgery costs.
Total Knee Replacement Surgery Age Limit Under Ayushman Card
One of the most common concerns is the age limit for surgery.
There is no fixed upper age limit for total knee replacement surgery under Ayushman Bharat.
Eligibility depends on:
● Severity of arthritis
● Pain level
● Mobility restriction
● Overall medical fitness
The orthopedic surgeon decides whether surgery is necessary after clinical evaluation.
Both partial and total knee replacement surgery are covered under PM-JAY if medically required.
Who Can Get Knee Replacement in Ayushman Card in Haryana?
Eligibility for Ayushman Bharat depends on your household, not on the operation. A family can use the card for knee replacement only if it is covered by the scheme.
- Households identified under the national scheme: PM-JAY uses the deprivation and occupational criteria of the Socio-Economic Caste Census 2011, with different criteria for rural and urban households.
- Senior citizens aged 70 and above: since 2024, all senior citizens aged 70 and above are eligible irrespective of income and receive a Vay Vandana card.
- Haryana families: Haryana also extends Ayushman Bharat cover through the state’s Chirayu scheme, whose family income limit was raised to Rs 3 lakh a year in 2023. Check the current limit with the hospital’s Ayushman desk or on the official portal before you rely on it.
Knee replacement in Ayushman card age limit: is there one?
The scheme itself has no restriction on family size, age or gender, so there is no fixed Ayushman card knee replacement age limit. What decides eligibility is whether your household is covered, or whether you are 70 or above. Your surgeon will separately assess whether knee replacement is medically right for you at your age and general health.
How to check if you are eligible
You can check on the official PM-JAY portal, at a Common Service Centre, or with the Ayushman desk at an empanelled hospital. Carry your Aadhaar and any existing Ayushman or ration card.
How to Check the Ayushman Card Hospital List?
If you are searching for:
● Ayushman Card hospital list in Haryana
● Knee replacement hospital under Ayushman in Ghaziabad
● Orthopedic hospital in Noida under PM-JAY
You should verify through the official PM-JAY portal.
Steps:
1. Visit the official website of Ayushman Bharat.
2. Check eligibility using Aadhaar or mobile number.
3. Search for empaneled hospitals in your city.
4. Mention your requirement (e.g., “total knee replacement surgery under Ayushman Card”) at the hospital helpdesk.
This ensures accurate and transparent information.
Knee Replacement Surgery Cost Under Ayushman Card Scheme
Many patients want clarity on the knee replacement surgery cost.
In private hospitals, the cost can range between ₹1.8 lakh to ₹3.5 lakh per knee.
However, under Ayushman Bharat:
● The cost of total knee replacement surgery is fully covered for eligible patients.
● Implant charges are included.
● Surgery, hospitalization, and recovery expenses are included.
● No hidden billing is allowed.
The package amount is predefined under the PM-JAY orthopedic surgery list.
This makes high-cost orthopedic procedures affordable for eligible families.
The orthopaedic surgeon evaluatesthe knee condition through X-rays, MRI, and physical examination.
Robotic Total Knee Replacement Surgery Under Ayushman Bharat
Some advanced hospitals also provide robotic total knee replacement surgery.
Robotic knee replacement surgery offers:
● Better implant alignment
● Increased precision
● Advanced surgical planning
● Improved joint balance
Coverage depends on hospital package approval and scheme guidelines.
Patients should discuss with their orthopedic surgeon about suitable treatment options.
Best Orthopedic Hospital Under Ayushman Card
When searching through the Ayushman Card hospital list, patients often look for trusted orthopedic centers with experienced surgeons and modern facilities.
Amicare Hospital is one of the most trusted orthopedic hospitals serving patients from Haryana, Noida, Ghaziabad, and nearby areas.
As an Ayushman-approved hospital, Amicare provides:
● Total knee replacement surgery
● Partial knee replacement
● Hip replacement procedures
● Fracture and trauma surgeries
● Spine and ligament reconstruction
With experienced orthopedic specialists, advanced operation theatres, and cashless services under PM-JAY, Amicare Hospital ensures quality treatment and smooth approval processes.
Patients benefit from:
● Proper surgical planning
● Transparent guidance
● Structured rehabilitation
● Seamless Ayushman Card processing
For those looking for a reliable orthopedic center under Ayushman Bharat, Amicare Hospital is a trusted option.
Frequently Asked Questions
Is total knee replacement surgery covered under Ayushman Bharat Yojana?
Yes, total knee replacement surgery is covered under Ayushman Bharat Yojana (also known as Pradhan Mantri Jan Arogya Yojana) for eligible beneficiaries.
What documents are required for Ayushman Card approval?
You need Aadhaar Card, Ration Card (if applicable), and your Ayushman health card for verification and pre-authorization.
How can I do Ayushman Card apply process?
You can complete the ayushman card apply process online through the official PM-JAY portal or by visiting a nearby CSC (Common Service Centre).
Is there an age limit for knee replacement in Ayushman card?
No. The scheme has no restriction on family size, age or gender, so there is no fixed knee replacement in Ayushman card age limit. Eligibility depends on your household category, and all senior citizens aged 70 and above are eligible irrespective of income. Your surgeon will decide whether surgery suits you medically.
Can I get Ayushman Bharat knee replacement at a private hospital?
Yes, if the private hospital is empanelled under PM-JAY. Treatment is provided through empanelled public and private hospitals, and the benefits can be used across India. Confirm that the hospital is empanelled for orthopaedic surgery before admission.
What are the ayushman card benefits for knee replacement patients?
Major ayushman card benefits include cashless hospitalization, surgery cost coverage, implants, medicines, and hospital stay expenses under approved packages.
What is the knee replacement surgery cost under Ayushman Card?
The knee replacement surgery cost is fully covered as per government package rates, so eligible patients do not need to pay from their pocket.
How much does Ayushman card knee replacement cover?
Ayushman card knee replacement is paid from the family cover of Rs 5 lakh per year for secondary and tertiary care. All eligible family members share this cover, so other hospital claims in the same year use part of it.
Ayushman card se ghutno ka operation ho sakta hai?
Haan. Ayushman Bharat PM-JAY mein paatra parivaaron ke liye ghutne ka operation (total knee replacement) cashless ho sakta hai, empanelled hospital mein Rs 5 lakh prati parivaar prati varsh ke cover ke andar. Operation se pehle apna card aur hospital ki empanelment check kar lein. In English: yes, total knee replacement is covered for eligible families at empanelled hospitals.
Conclusion
The Ayushman Bharat Yojana has made total knee replacement surgery financially accessible for eligible patients by offering cashless treatment under PM-JAY. Patients no longer need to delay surgery due to cost concerns, as the scheme covers hospitalization, implants, surgery, and post-operative care based on approved packages.
If you are searching for a reliable hospital under the Ayushman Card hospital list in Haryana, Noida, or Ghaziabad, Amicare Hospital is widely recognized for its comprehensive orthopedic services. The hospital is equipped with modern orthopedic operation theatres, advanced joint replacement systems, and experienced surgeons specializing in total knee replacement procedures.
Amicare Hospital also provides structured pre-surgical evaluation, precise implant planning, and post-surgery rehabilitation programs to ensure faster recovery and improved mobility outcomes. For Ayushman Card beneficiaries, the hospital offers complete assistance with eligibility verification, documentation, and cashless approval so that patients can focus entirely on their treatment and recovery rather than administrative formalities.
With a patient-centric approach, clinical expertise, and full compliance with Ayushman Bharat guidelines, Amicare Hospital ensures that eligible patients receive safe, high-quality knee replacement surgery without financial stress.
About Author
Dr. Himanshu Gupta
